1) Debt Agreement

An alternative to bankruptcy, a formal legally binding debt agreement is where your creditors accept a plan to repay an amount over a set period of time that you can reasonably afford.

2) Personal Insolvency Agreement

A personal insolvency agreement is a formal, legally binding arrangement that is between you and your creditors to satisfy your debts. The arrangement could consist of a contribution of your income over a period of time or an assignment of your assets

3) Bankruptcy Assistance

Bankruptcy should only be considered as a last resort once all other options have been considered. We recommend you talk to us first to explore all other options

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